South African credit cards compared

A credit card is a great way to borrow money against a line of credit, with a wide range of cards available in South Africa catering for your specific need.

Boiling down various credit accounts to comparable metrics is a difficult task, as each account carries its own value proposition – from rewards, to bundled options with transactional accounts and appealing interest rates.

Interest rates are one of the key differentiators, but as is often the case with lending and credit, it is not a constant and is customised to each banking customer based on their credit profile.

However, there are three key metrics we can look at for comparison – monthly fees (including the credit account fee and credit facility fees), as well as the initiation fee for new accounts, and the minimum salaries…

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