Octavia Spencer series on first African-American female millionaire lands on Netflix


Creating and managing a fully-functional adult life can get overwhelming. If the planning isn’t intimidating enough, the budgeting is especially stressful with the rising prices of daily essentials. A separate survival fund is not what is required, though. The bulk of survival in the 21st century is based on your product smarts. Knowing what you need when you need it is more than half the battle won.

Needs vary according to different life situations. For instance, in their first tryst with homemaking, young tenants struggle for survival. They need to cultivate a relationship with products they never cared to use at home. Floor cleaners, bathroom cleaners and dish soaps are essential; monitor their usage with discipline. Then there are personal utensils, to be safeguarded with a…

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