Commentary: It is this time of the year again


Drexwell Seymour is from the Turks and Caicos Islands. He graduated with a Bachelor of Arts degree in Accounting at age 19 and a MBA in Finance at age 20. In 1992 at age 22, he took and passed all four parts of the CPA exam. He is currently part of a credit union exploratory committee and hopes to have credit unions established soon in the TCI. His articles are also posted on his website www.drexwellseymour.com

By Drexwell Seymour

Introduction

It is this time of the year again as we prepare for Thanksgiving and the Christmas Season. During this time, many of us spend a lot of money especially during Black Friday Sales and Cyber Monday. There is so much marketing going on that convinces many of us to go and shop.

Some of us do not have any money but we have credit cards so we…

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